Limited time only!
Turn your dream of homeownership into a reality when you unlock this special rate! Whether you’re in the market for a new home—or looking to refinance your existing one—let Hometown Mortgage work with you to find the right financing solution for your unique needs. And make the process simple and stress-free!
Contact us today. But hurry—this rate is subject to change without notice.
| Product Description | Interest Rate as of DATE | Annual Percentage Rate (APR)* | Term | Points | Principal & Interest* | Monthly Payments per $1,000 |
|---|---|---|---|---|---|---|
| 30 Year Fixed Rate | 4.500% | 4.560% | 360 | 0 | $1,824.07 | $5.07 |
*Interest rate and Annual Percentage Rate (APR) listed above are effective as of XX/XX/XXXX and subject to change without notice. APR listed is based on a loan amount of $360,000, a maximum LTV of 80% and a 30 year term. Listed rate applies only to owner-occupied single family primary residences and is not available for cash-out refinance transactions. The interest rate and APR available may vary based on loan amount, credit score, Loan to Value (LTV), property type, and appraisal review. Homeowner’s insurance and flood insurance (if applicable) are required. Private Mortgage Insurance (PMI) required if down payment is less than 20%. An escrow account may be required. Your APR will vary based on your final loan amount and finance charge. Loan repayment: 360 monthly payments of $5.07 per $1,000 borrowed. The monthly payment amount shown includes principal and interest. Taxes and insurance are not included in the monthly payment. Your actual monthly payment amount may be higher. Maximum loan subject to FNMA/FHLMC limits.
Annual Percentage Rates and P&I Payments based on a purchase price of $450,000.00 with 20% down, and a loan amount of $360,000.00 with a minimum credit score of 700 and maximum Debt to Income ratio (DTI) of 43%.
